Affording Treatment

No one is more committed to help you with the financial expectations of fertility treatment than Greenwich Fertility. We understand that the cost of treatment is an important factor when you are choosing a fertility clinic. In recognition of this, we are dedicated to keeping our fertility treatments the most affordable in the area.


We have partnered with CapexMD Fertility Finance as a financial solution. You are welcome to apply for a loan to cover all of your treatment costs:

Greenwich Fertility also participates with most insurance companies which include:

  • Anthem Blue Cross/Blue Shield
  • Aetna (Center of Excellence)
  • CT Care
  • Cigna (Center of Excellence)
  • Great West (Center of Excellence)
  • GHI
  • Oxford (Center of Excellence)
  • United HealthCare (Center of Excellence)

Only programs that can obtain the highest quality standards and strict cost efficiency evaluation are designated as Centers of Excellence.

A Center of Excellence may offer increased assistance. You can check with your insurance provider to see if you participate in this program. Centers of Excellence are limited network of providers with outstanding performance and can offer high value infertility care such as:

  • Successful clinical outcomes
  • Comprehensive reproductive services
  • Exceptional facility operations and staffing
  • Continuous quality assurance
  • Physician credentials and experience
  • Industry accreditation and affiliations

The cost of an IVF cycle is dependent upon several factors including type of insurance coverage you have, type of treatment being received and medications prescribed. As you get ready to begin treatment, it is very important you understand the financial commitment you are making once you decide to begin a cycle.

A personal one-on-one appointment can be set up at your convenience with a dedicated Billing Associate, who is available to provide information, help review your fees and work with you to help you understand your fertility insurance coverage. We take pride in our white glove service that will steer you through the understanding of finances so that you will not receive any “surprise” bills. Health insurance information can be overwhelming but our honest, open costs will be available for you in writing and help put your mind at ease.

Livestrong Fertility

If you do not have insurance coverage, we have financial options for you through our self-pay packages. Again, these are easy to read inclusive packages that take the guess work out of charges. Our packages even include freezing and storage of your embryos!

Websites that describe state infertility mandates and insurance coverage: 

A website that includes a full list of IVF grants and financial aid programs for infertility treatment: